Cheddar Potato Chowder

My husband likes this chowder... And it helps knowing the diabetic exchanges, since he is a diabetic.

In a dutch oven , combine the first seven ingredients.

Bring to a boil.

Reduce heat.

Cover and simmer for 10-12 minutes or until tender.

Meanwhile , place flour in a large saucepan.

Gradually whisk in milk.

Bring to a boil over medium heat.

Cook and stir for 2 minutes or until thickened.

Remove from the heat.

Add cheese.

Stir until melted.

Stir the ham and the cheese sauce into undrained vegetables.

Stir until combined.

water, red potatoes, carrot, celery, onion, salt, pepper, all-purpose flour, 2% low-fat milk, low-fat cheddar cheese, lean ham