Black And White Cupcakes

A very moist cupcake--children love them.

In a large bowl , stir together the first 5 ingredients.

In another bowl , beat together water , oil and vanilla.

Gradually add to the dry ingredients , stirring until well blended.

Fill 18 cupcake liners half full of batter.

Beat the filling ingredients and put a tablespoon of the filling on each cupcake , on top of the chocolate batter.

Bake at 350f for 25 minutes.

flour, sugar, cocoa, baking soda, salt, water, vegetable oil, cider vinegar, vanilla, cream cheese, egg, milk chocolate chips